• Menu
    808-874-0600
    howard@howarddinits.com
  • Home
  • About
    • Maui Certified Residential Specialist CRS
    • Maui Certified International Property Specialist CIPS
  • Buyers
    • Real Estate Agent on Maui
    • 12 escrow tips for buyer or seller maui real estate clients
    • Condo Guide
    • How to qualify your cat dog to move to Hawaii Maui
    • Maui Accredited Buyers Representative ABR
    • Canadian Buying Real Estate in Hawaii
  • Sellers
    • List your maui home condo for sale with Dinits Realty they use Sentrilock
    • 12 escrow tips for buyer or seller maui real estate clients
    • Free Market Analysis
    • Buyer Incentives for Maui Real Estate
    • For Sale by Owner Maui – Read This First
    • Maui Real Estate Commissions
    • Questions
  • Blog
    • Virtual Tours
    • Maui Lifestyle News
    • Videos
  • Links
    • Condo Guide
    • Recommended Links
    • Business Partners
    • Agent Referrals
  • Contact
    • Click to Call Me
    • Refer your friend or client to Maui Real Estate Agent Howard Dinits
  • Login

Easy Maui Real EstateEasy Maui Real Estate

Dinits Realty 808-874-0600

  • Search Listings
  • City Search
    • Kihei Property For Sale
      • Kihei Condos For Sale
      • Kihei Land For Sale
      • Maui Meadows Homes For Sale
    • Wailea Makena Property For Sale
      • Wailea Makena Homes For Sale
      • Wailea Makena Condos For Sale
      • Wailea Makena Land For Sale
    • Lahaina Property For Sale
      • Lahaina Homes for sale
      • Lahaina Condos For Sale
      • Lahaina Land For Sale
    • Kahului Property For Sale
      • Kahului Homes For Sale
      • Kahului Condos For Sale
      • Kahului Land For Sale
    • Wailuku Property For Sale
      • Wailuku Homes For Sale
      • Wailuku Condos For Sale
      • Wailuku Land For Sale
    • Pukalani Property For Sale
      • Pukalani Land For Sale
    • Paia Property For Sale
      • Paia Condos For Sale
      • Paia Land For Sale
    • Makawao Property For Sale
      • Makawao Homes For Sale
      • Makawao Land For Sale
    • Haiku Property For Sale
      • Haiku Land For Sale
    • Kula Property For Sale
      • Kula Land For Sale
    • Hana Property For Sale
      • Hana Land For Sale
  • Maui Map Search
  • Search Homes
    • Homes For Sale By Price
    • Luxury Properties
      • Million Dollar Mansions
      • Oceanfront Beachfront Property
      • Near Golf Courses
      • Maui Horse Properties
      • Luxury Real Estate by Price
    • Homes with a Pool
    • Maui Ocean View Homes
    • Homes With Ohana Cottage
    • Maui Solar Homes with PV
    • Maui Brand New Homes
    • Homes 1 acre or more
    • Foreclosure, Bank Owned, REO and Short Sales
  • Search Condos
    • Condos For Sale by Price
    • Vacation Rental Condos
    • Ground Floor Condos
    • Maui Pet Friendly Condos
    • New Condos For Sale
    • Condos With A Pool
    • Ocean View Condos For Sale
    • Maui Oceanfront Condos
    • Maui Golf Course Condos
    • VA USDA Approved Condos
    • FHA Approved Condos
  • Search Land
    • Land For Sale by Price
    • Kihei Land For Sale
    • Wailea Land For Sale
    • Lahaina Land For Sale
    • Kahului Land for Sale
    • Paia Land For Sale
    • Haiku Land For Sale
    • Pukalani Land For Sale
    • Makawao Land For Sale
    • Kula Land For Sale
    • Hana Lots For Sale

The Cost of Waiting to Buy a home in Maui, Hawaii

The Cost of Waiting to Buy a home in Maui, Hawaii

Are you waiting for interest rates to get lower?

waiting to buy

Or for someone to tell you the market has hit bottom?

The financial news has choke stories warning people about the inability to predict the bottom of the stock market. A 40% decrease in stock prices in one year have uncovered some great values available for investors and buying them at their absolute lowest price will not make much difference for the people who hold them for a while.

Well . . .  Have you ever considered the Cost of Waiting?
Hawaii home prices are very much the same. There has been a correction in the market and prices are down in most parts of the state. Combine these with the best rates we have ever seen and everyone will later look back and Talk Story and say, “This was the best time to buy.”

I’d like to save you from potentially making a $180,000.00 mistake.
Want to know more? Keep reading.
Let’s make an assumption that the house prices may still decline 5% more before they start appreciating again. If while a buyer was waiting for the price on a $500,000 to go down 5% to $475,000 and the interest rate goes up one percent from 4.25% to 5.25%, which is entirely possible, the buyer’s monthly payments will increase almost $500 per month. With this scenario, simply by waiting for the price to come down you’ll pay an extra $180,000.00 over the life of the loan. That is 500 dollars multiplied by 360 payments equals $180,000.00

Ouch! = You don’t want to make this mistake?
Call Howard Dinits RB  Dinits Realty
808-874-0600 or 877-434-6487

For most buyers, a fixed monthly payment for their home is much more important than the price paid or even the equity in the home. If you act now and rates go up later, you will get more house for the same payment.

Follow Buffett’s lead.

We could learn from long time investors like Warren Buffett who is pushing 84, but he hasn’t been worried or trying to make a quick buck, no matter what the market has done. Rather, he’s been investing for the long term. In the past few years, that’s meant waiting for opportunities to present themselves. Now that they are, he’s striking with a vengeance and so should you.

Because of his patience, Buffett hasn’t had to compromise and he’s getting great companies at great prices. When Constellation Energy’s price dropped so suddenly in mid-September (from above $60 to the $20s), he was ready to pounce. Goldman and GE may have approached him, but you can be darn sure that he’d already done the bulk of his research beforehand.

To be great Real Estate investors, we need to be similarly prepared. In volatile times like these, the Hawaii Real Estate market presents us with loads of great values especially with Short Sales and reo’s . Just because house values have fallen since the peak, doesn’t mean they were not great long term investments.

Let me ask you?  Do you know anyone that will sell you their home, for the same price they paid for it 10 years ago?

My advise to those concerned about their future is to take advantage of the best interest rates that we have seen in history.

Invest for the long term and build yourself a nest egg for your retirement.

For more information on Real Estate Investments please contact Certified Residential Specialist

Howard Dinits RB at Dinits Realty Maui 877-434-6487
www.EasyMauiRealEstate.com or Howard@HowardDinits.com


Selling a Home on Maui?
Click here to List With Howard


Want to receive email alerts with listings of condos or homes for sale?
Sign up today
at https://idx.easymauirealestate.com/idx/search/emailupdatesignup


Subscribe to your Maui Daily News at
http://mauilifestylenews.com/

You can now Search
Maui Real Estate For Sale by Price

Please try the 1 click search

  • Search Maui Homes for sale NOW!
  • Search Maui Condos for sale NOW!
  • Search Maui Land for sale NOW!

Posted in: 0, Buyers, Buyers, Canadian, Community, Condos, Golf, Homes, Kihei, Kihei Condos, Lahaina, Luxury Homes, Makena, Map Search, Maui Condos For Sale, Maui Luxury Real Estate, Maui Pet Friendly Condo, Reviews, Sellers, Uncategorized, Vacation Rental Condos, Veterans, Video Hawaii, Wailea, Wailuku Condos Tagged: Accredited Buyer’s Representative, Buyers Agent, Canadian Buyers Need to Know, Tips

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Post navigation

« Condo of the Day is Kai Malu in Wailea
Condo of the Day is Palms at Wailea in Wailea »

A great agent like Howard is key to a smooth and successful real estate deal.
Let my experience, education and reputation work for you.
Please Contact Howard Dinits
when you are ready to buy or sell.

Howard Dinits RB-20780
808-896-1593 Cell/Text
Dinits Realty
2763 Panepoo Street
Kihei HI 96753
808-874-0600

  • Privacy Policy
  • Terms of Service
  • IDX Sitemap
  • Client Login
© 2025 ·  Dinits Realty
 

Privacy Policy · Listings Sitemap · Log in